Invest with your own money only

It may sound very outlandish and out dated that I do not allow my clients to borrow for investing. In fact I have become very unpopular with some clients for this very reason. However I am against people borrowing against gold, against their properties (top-up loan), personal loans or even a leveraged application in the primary market. I believe you invest what you have. In case you have borrowed and invested – you have been lucky in the past 5 years. Please do not confuse short term tactics with long term investment strategy. This is the tip of the day!

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