How to do charity?

Either my clients are getting more charitable, or they are asking me for more advice on how to do charity! Recently a friend wanted to invest “so much money, so as to create a Rs. 3.6L income for a charitable organisation” – can you tell me how to go about doing that?

My advice is simple – be invested about 45% in large cap equities, 10% in mid and small cap equities, about 15% in Real estate mutual funds (going forward this is likely to be easier), and the balance in debt funds – including Liquid and FMPs. This of course assuming that the clients have patience!

For some clients “absolute safety” is very important immaterial of the inflation – such people should be in liquid funds, debt funds and rbi bonds.

If you cannot take gyrations in the market, you should not be in equities. Simple.

Explore posts in the same categories: Charity, Investing tips

One Comment on “How to do charity?”

  1. sukumaran Says:

    Good…maybe the bull run is making people more generous…may your akshayapatra benefit!

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